Our Benefits

Farm Credit Foundations provides worry-free benefits that provide safety, security and peace of mind for you and your family. No matter your needs or personal situation, we’ve got coverage options available – along with a range of well-being and other programs to support the whole you.

Health and Wellness

Three options available: two consumer-driven health plans (CDHPs) that can be paired with a Health Savings Account (HSA) and one Copay plan with flat dollar amounts for in-network office visits.

Our dental plan includes an option of basic or comprehensive coverage. Both options offer preventive care and cleanings, so you can keep those pearly whites healthy no matter which option you choose. The comprehensive option includes coverage for more complex dental needs.

Vision coverage offers coverage for the majority of expenses such as eye exams, lenses and frames.

Medical Ally – Get expert medical advice
Get personalized, one-on-one support to help you and your family understand medial conditions and treatment options, find the most qualified doctor, get second opinions and more.

Virtual Physical Therapy
Start your journey to living pain free with virtual physical therapy for back, joint and muscle pain that you can do from the comfort of your home, or anywhere.

Fertility Benefits
All-inclusive fertility benefits: access to the nation’s leading fertility specialists and solutions, including egg freezing, surrogacy and adoption assistance. 

Virtual Care
You can skip the waiting room and speak with a board-certified physician 24/7 from anywhere, for a small fee per virtual visit.  You can also connect with a therapist or behavioral health professional directly and from the comfort of your own space.

You and your enrolled spouse/domestic partner can earn incentives by completing certain wellness activities. It’s a great way to take care of yourself and get rewarded when you do. Can’t beat that!

Employee Assistance Program (EAP)
You have access to confidential support for you and your family to help manage life’s ups, downs and changes. The EAP is available at no cost to you, 24/7.

Financial Wellness

You have access to a generous 401(k) plan with a fixed employer contribution and employer match.

Your employer will provide:

  • A dollar-for-dollar match of up to 6% of your contributions.
  • A fixed 3% contribution of your eligible compensation whether or not you contribute

Limited Purpose Flexible Spending Account
If you enroll in one of our medical plans, you can contribute to a Limited Purpose FSA.  Funds from your Limited Purpose FSA can be used to pay for non-medical eligible charges, such as dental and vision.

Health Care Flexible Spending Account
If you choose not to enroll in medical coverage you can enroll in the health care FSA which will reimburse you for eligible health care expenses.

Dependent Care Flexible Spending Account
The dependent care FSA reimburses you for expenses associated with the care of a dependent while you or your spouse work or attend school.

Life Insurance
You receive financial protection with coverage in the Basic Employee Term Life and Accidental Death and Dismemberment insurance policy equal to one times your total compensation. While your employer covers the cost of basic coverage, supplemental options are available to enhance these benefits for you and your loved ones.

Long-term Disability
This coverage begins after 180 days of an approved, qualified disability. You are automatically enrolled in the benefit.

Legacy Pension Plans

The Legacy Pension Plans are closed to new participants.

Participants of the plans can view a high-level update on the financial health of their plan:

*updated annually by April 1