Dependent Status
Dependent Returns to School as a Full-time Student
Dependents between the ages of 19 to 25 need to be full-time students to be eligible for dental and vision coverage through the Farm Credit Foundations Benefit Plans. Dependents are eligible for medical coverage up to age 26 regardless of student status as long as they don’t have group health coverage offered to them through their employer.
If a dependent enrolls in a college or university (or other accredited institution) as a full-time student, he/she is eligible to have dental and/or vision coverage through Farm Credit Foundations. The Dependent's dental and/or vision coverage would commence on the first day of class.
Farm Credit employees are responsible to notify their Benefits Contact or HR Representative to make the appropriate change.
To make changes to your health care plan:
- Complete a Status Change Form
- The form must be submitted within 31 days from the status change. When you submit the form a copy is sent to your Human Resources or Benefit Contact.
Full-Time Student Status
Full-Time Student Status is determined by the college, university or accredited institution (i.e. does the college considers the student's credit load full-time?).