Consumer Choice PPO Plan
The Consumer Choice PPO Plan offers flexibility to see any health care provider you choose, however when you go to an in-network BlueCross BlueShield provider you are going to receive services at a negotiated discounted fee.
The Consumer Choice PPO Plan is a qualified high deductible health plan (HDHP), which entitles you to a health savings account (HSA). Be sure to review the HSA section for more information!
The Consumer Choice PPO Plan has a $2,700 deductible for employee coverage or $5,450 deductible for all other tiers. One family member or a combination of family members can satisfy the family deductible and the full family deductible must be met before post deductible benefits are paid.
Locate a Network Provider
BCBSIL has a large network of providers. You can find a list of participating providers by logging on to or enrolling in your account at www.bcbsil.com/foundations, or by calling BCBSIL at 1-866-563-8366. Also, call you doctor and ask, “Do you accept BlueCross BlueShield?”
How do I Make Changes to My Plan?
Changes to your pre-tax benefit elections – outside of your original eligibility period or annual enrollment – are only allowed in the event of a qualifying change in status. Changes to your benefit elections due to a life-changing event must be made within 31 days of the event. Learn More ...
Use Your Plan Website Tools and Resources
Become a BCBSIL Blue Access Member
We encourage you to log in and open your personal Blue Access account at http://www.bcbsil.com/foundations. To open your account, you will need to create a user name and password. When you enroll in Blue Access, you can:
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An organization in which networks are created with Preferred Providers (Medical/ Dental professionals who have contracts with the organization to provide services at a discounted rate). Generally benefits will be greater and costs will be lower if the participant uses an in-network provider.