Eligibility

 

You’re eligible for benefits if you are employed by a Farm Credit employer that participates in the Farm Credit Foundations Benefit Plans and you are:

• A full-time employee (regularly scheduled to work at least 32 hours per week), or
• A part-time benefits-eligible employee (regularly scheduled to work 20 to 31 hours per week)

Eligible Dependents

In addition, your eligible dependents are eligible for coverage under most benefit plans. Your eligible dependents include:

• Spouse or domestic partner*(domestic partner and common law spouse);
• Unmarried dependent child(ren)* under age 19 including biological child(ren), adopted child(ren) and stepchild(ren);
• Unmarried child(ren)**, ages 19 up to their 25th birthday, who are full-time students at an accredited institution and who are dependent on you for support;
• Unmarried child(ren)**, ages 19 up to their 25th birthday, who are participating full-time on an approved unpaid charitable or religious mission.
• Unmarried children** of any age who are physically or mentally challenged and depend on you for support. A child will be considered to be physically or mentally challenged if he or she is incapable of self-sustaining employment because of a physical or mental disability.

*For plan purposes, a Domestic Partner means:

 

Two unmarried adults at least 18 years of age of the same or opposite sex that are not related by blood that have lived together for more than six months in a exclusive committed relationship of mutual caring and financial support.  Dependent benefits for Domestic Partners are available under the Medical, Dental and Vision plans.

 

The employee and Domestic Partner must meet the following criteria:

• Have lived together for at least six months and intend to do so indefinitely;
• Are not married to anyone else nor have another Domestic Partner;
• Are at least 18 years of age and mentally competent to consent to contract;
• The employee and Domestic Partner cannot be related by blood closer than would bar marriage in the state of residence; and
• Jointly responsible for each other's common welfare and share financial obligations.

 

**For plan purposes, child(ren) means:

• Your own or legally adopted child;
• Child(ren) & stepchild(ren) who live in a parent/child relationship with you at least half the time;
• Child(ren) of a Domestic Partner who live with you and are dependent upon you for at least half of their support. As long as your domestic partner is enrolled for coverage;
• Child whose coverage is required by a Qualified Medical Child Support Order (QMCSO);
• Child other than the above with a court document granting guardianship.

If your child is a student or on a qualified mission and over age 18, you may be required to certify and/or provide proof of full-time student/missionary status.