Benefits at a Glance

 

Employer Provided Benefits

• Basic Term Life and Accidental Death & Dismemberment (AD&D) Insurance Plans
  You automatically receive Employer-Provided coverage equal to one times your total compensation.
• Business Travel Accident Insurance
  You automatically receive coverage equal to three times your total compensation at no cost to you.
• Long-Term Disability (LTD) Insurance
  You are automatically enrolled in coverage that provides 66 2/3% of your monthly total compensation in the event you become disabled and unable to work.

Employer Subsidized Benefits

• Medical Coverage: Select from three levels of PPO coverage including a Consumer Choice PPO Plan with a Health Savings Account (HSA). Depending on your work location, you may also have an HMO plan available. Your premiums are paid pre-tax.
• Dental Coverage: Choose between two PPO options—Basic Plan and Comprehensive Plan. Your premiums are paid pre-tax.
• Defined Contribution/401(k) Plan:  Company matching funds are in addition to your contributions.

Optional Benefits

• Vision Plan
  Coverage for eye exams, lenses, frames and contact lenses. Receive discounts on certain procedures. You pay for vision coverage on a pre-tax basis.
• Tax Advantage Accounts
  Contribute to one or more accounts available on a pre-tax basis:
• Health Care Flexible Spending Account (FSA)
• Limited Purpose Health FSA
• Health Savings Account (HSA)
• Dependent Care Flexible Spending Account
• Optional Basic Employee Term Life and Accidental Death & Dismemberment (AD&D) Insurance
  Elect coverage for an additional one times your total compensation. You pay the full cost on a pre-tax basis.
• Group Universal Life (GUL) Insurance
  Purchase benefits up to ten times your total compensation for yourself, up to $250,000 for your spouse and you can also take advantage of the added benefit of building long-term savings via the cash accumulation fund option. You pay the full cost on an after-tax basis.
• Dependent Child(ren) Life: Purchase up to $25,000 in life insurance for each eligible dependent child.
• Voluntary Accidental Death & Dismemberment (AD&D) Insurance
  Elect coverage for you and/or your family up to ten times your total compensation to a maximum of $750,000. You pay on a pre-tax basis.