Benefits Guide
Voluntary Accidental Death & Dismemberment Insurance
Voluntary AD&D Coverage - Employee:
You can purchase optional coverage for yourself in increments of $25,000 up to ten times your total compensation, to a maximum of $750,000. You may also choose family coverage, which includes coverage for yourself, your spouse and your dependent children.
Voluntary AD&D Coverage – Family Coverage:
Based on your Voluntary AD&D coverage and depending on your family situation at the time of the incident, the coverage percentage for your family would be as follows:
Family Coverage |
Spouse Coverage (% of employee coverage) |
Child(ren) Coverage (% of employee coverage) |
Spouse Only |
60% | NA |
Spouse and Dependents |
50% | 15% |
Dependents Only |
NA | 20% |
Cost for Voluntary AD&D Insurance
| Monthly Cost | |
| Employee Only Voluntary AD&D Insurance | $0.021 per $1,000 |
Family Coverage Voluntary AD&D Coverage |
$0.032 per $1,000 |