2021 Annual Enrollment

Annual Enrollment is Closed

Annual Enrollment is Oct. 30 - Nov. 16, 2020, which is your opportunity to review your options and make elections for the coverage you need next year. Your benefit elections will go into effect on Jan. 1, 2021.

Use the information and resources on this site to understand the benefit plans for 2021 and to help you choose the best plans for you and your family.

What's New for 2021

​Premium Rates

Benefits Guide

Tools and Resources

Guided Experience Video

Check out the new Guided Experience video with a "Help Me Choose" tool. It will guide you through your benefits options to help pick the medical and dental plan that’s right for you.

Go to Guided Experience

Estimate Your Drug Costs

CVS Caremark has an estimator tool that allows you to estimate your drug costs for 2021. This search tool can be customized based on the information you enter.

Prescription Drug Estimator Tool

Life Insurance Calculator

Use the insurance needs calculator to estimate how much coverage you need to meet your future financial goals.

Access Life Insurance Calculator

Overview of Benefits

 Medical Plans

   - Consumer Choice 1

   - Consumer Choice 1 HSA Advance

   - Consumer Choice 2

Prescription Drugs

Tax Advantage Accounts

   - Health Savings Account

   - Health Care FSA

   - Dependent Care FSA

   - Limited Purpose Health FSA

Dental Plans

Vision Plan

Life Insurance


Other Items to Consider

Tax Advantage Account Education

If you currently participate in a tax advantage account or are enrolling in one for the first time, there is important information you need to know.
Learn More ...

Confirm/Change 401(k) Elections

To confirm or change your
401(k) elections, go to myplan.johnhancock.com and enter your user name and password.

Life Insurance Benefits

Elect or make Life Insurance Plan changes on lifebenefits.com during Annual Enrollment.
Learn More ...

​Annual Out-of-Pocket Maximum

Your annual out-of-pocket maximum depends on which plan you are enrolled in. Your deductible and coinsurance amounts apply toward your
out-of-pocket maximum.
Learn More ...

ID Cards

You will receive a new medical ID card if you enroll for the first time or change plans.
Learn More ...

​Newly Hired Employees

As a new employee in 2020, you have the option to make benefit elections for the remainder of 2020 and then elect coverage for 2021. Learn More ...



​If you are retiring before December 31, 2020, you do not need to make a 2021 Annual Enrollment election. You will be asked to make your 2021 plan selections when you receive your retirement packet.


Tax Advantage Accounts are set to $0 on January 1 of each year. You must enter an amount if you choose to contribute in 2021.

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